How Much Money Do You Need to be Happy?

There have been numerous variations of this search question that have lead people to my blog. Do you think that earning a certain amount of income or reaching a particular level of wealth will make you happy? I thought it was a little strange that anyone would be asking that question online. It turns out … Continue reading How Much Money Do You Need to be Happy?

When Choosing to Do Nothing is Good For You

Sometimes choosing to do nothing can be good for you - it can even save lives. A paper by Eric Johnson and Daniel Goldstein titled Do Defaults Save Lives? examined the organ donation consent rates across European countries. In the table below you can see there is a significant variation between some of them. Why do … Continue reading When Choosing to Do Nothing is Good For You

Investment Wisdom from Warren Buffett’s Latest Shareholder Letter

Each year the shareholder letter written by Warren Buffett's for his company, Berkshire Hathaway is highly anticipated. The latest Forbes Rich list has named him as the 4th richest person in the world. When he speaks about markets and investing - everyone listens. The latest letter released last Saturday has the usual update on Berkshire's major … Continue reading Investment Wisdom from Warren Buffett’s Latest Shareholder Letter

Should You Use Google for Financial Advice?

The easiest way to find an answer to most questions these days is to google it. In fact it has become a standard response to a question hasn’t it? “What’s the population of France?” “I don’t know, google it” “What was the name of that movie with Owen Wilson and Gene Hackman? “Oh hang on, … Continue reading Should You Use Google for Financial Advice?

Is your retirement planning all about how much money you need?

One of  the discussions I have with clients is around what's important to them.  These discussions are about getting deeper than just the financial aspects of their life, it's understanding what fulfils someone.  What do they want to be able to do, not just today and tomorrow but in the future as well. Recently I had … Continue reading Is your retirement planning all about how much money you need?

One of My Biggest Mistakes – Debt Part 1

At the age of 23 I took off on my first big overseas trip. It was a three week adventure seeing some of the biggest sights in the US. I went to LA, Vegas, a quick glimpse of the Grand Canyon, San Francisco and New York. I had an incredible time. I'd been planning the … Continue reading One of My Biggest Mistakes – Debt Part 1

Are you Serious? Why $1m in Super May Not be Enough

It may sound crazy but $1 million in super may not be enough for a comfortable retirement. Deloitte have just released their latest report on superannuation in Australia. They highlight some big issues that will affect just about every Australian: A 30 year old on a salary of $60,000 is projected to have approx. $1.1m … Continue reading Are you Serious? Why $1m in Super May Not be Enough

The Cost of Raising a Royal Baby vs an “Average” Baby

I have no idea what the cost of raising a royal baby is but I expect it would be a lot higher than the cost of raising an "average" baby - which itself is not cheap! But of course, those of us with daughters think we have our own little princesses. According to the latest … Continue reading The Cost of Raising a Royal Baby vs an “Average” Baby